Catastrophic

UmbrellaBiggest exposure is loss of life by fire
 
Floodany water rising is flood…. Huge flash downpour
 Infrastructure clogged up
 
Earthquakepriced by ZONE
 The Virginia quake affected several Washington DC Monuments and federal buildings
 
Mold/MildewProperty damage due to leakage and dampness
 Liability – guest gets sick or reacts to mildew
 
Cyber LiabilityCredit card info compromised
 Visa/Mastercard shut operation down due to PCI non compliance
 
Identity TheftPays the cost of restoration
 
Crisis Management Workplace violence requires counseling
 Requires Image Restoration and Public Relations